💷 Why Is My Pay Lower This Month? 📉

Lower pay can be caused by tax changes, unpaid leave, deductions, or adjustments from previous months.

Common causes

  • Tax code changes
  • Unpaid leave
  • Pension contributions
  • Overtime adjustments

1. Tax code changes

A new code can reduce take‑home pay.

Quick fixes:

  • Check your payslip for “tax code”
  • Compare with last month

2. Unpaid leave

Sick days or holiday shortages reduce pay.

Quick fixes:

  • Check your holiday balance
  • Look for “unpaid absence”

3. Pension contributions

Auto‑enrolment increases can surprise you.

Quick fixes:

  • Check pension percentage on payslip

What to try first

Compare this month’s payslip with last month’s.

When to contact payroll

If deductions appear without explanation.

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